Michigan Wage Garnishment Laws

PDF file AUGUST 24, 2001
dealt with a limited number of instances where garnishment of per garnishment topics in greater detail, focusing on the legal reasons. for garnishment. … Retreive Document
PDF file Federal Consolidation Loan Verification Certificate
and binding obligation of the borrower; (c) Each such loan was made and serviced in compliance with all applicable laws and regulations; (d) In the case of Federal Stafford Currently Subject to Judgment or Wage. Garnishment Order. OT. Other (Explain in Item 17) … Retreive Document
PDF file Discrimination as a Sword for the Poor: Use of an “Effects
the comm on law recognized that consumers had no choice. among vendors and that a law was needed to stand between the provider of 515. “The features which at common law distinguished those engaged in … Retreive Document
PDF file HANDBOOK
The intent of the law was clear – to control the cost of the AFDC names, such as garnishment, wage assignment, income withholding, and withholding from … Retreive Document
PDF file Using Credit
You would command more dollar. votes if you not only were a wage earner, but also received law to give you advanced notice so you may cancel your card. … Retreive Document
FRANCHISE DISCLOSURE DOCUMENT
The franchised business must comply with all immigration laws, including the Immigration Reform and requirements on subcontractors, and several states have enacted laws concerning the classification of … Retreive Document
PDF file Appendix A
The law required AFDC and Medicaid recipients to. assign their rights to receive child support collections to the state as a authorizing wage garnishment. 1985. The Texas Legislature designated the Office of the Attorney General as. the official IV-D child … Retreive Document
DHMH
enforce federal nontax criminal laws, or to federal law. enforcement and intelligence agencies to combat U.S. law, this student will become a resident alien for tax. purposes … Retreive Document
PDF file (7)
affiliated with Michigan Council #25, and chartered by the American Federation of State, Michigan, 1965, as amended, the Employer does hereby recognize the Union as the. exclusive … Retreive Document

Michigan Wage Garnishment Laws?

If you dont make alot of money and stop paying your credit card bills only can they garnish your wages?

Yes

What is garnishment? Garnishment is a court procedure allowing you to collect your judgment directly from the defendant’s wages, bank account, or other source such as income tax refunds. If you want to file a garnishment, see the court clerk for the proper forms. Instructions are included with the forms.

How do I get a garnishment? To get a garnishment, you will first need to know where the defendant lives and works, what assets s/he has and where these assets are located, and any other information which identifies the defendant and his/her property.

If you have the information described above, you can start the process for a garnishment.

If you don’t have the information described above, you will need to order the defendant to appear in court for questioning through a process called discovery. You can start this process by filing a discovery subpoena.

Filing a request for garnishment You must wait 21 days after your small claims judgment was signed before you can get a garnishment. Form MC 12 or MC 13, Request and Writ of Garnishment, is used to start the garnishment process. There are two types of garnishment:

A periodic writ of garnishment (MC 12) is used to garnish the defendant’s wages, rent payments, land contract payments or other debt which is paid to the defendant on a periodic basis. A periodic garnishment is valid for up to 90 days or until the judgment, interest and costs are paid off, whichever occurs first.

A non-periodic writ of garnishment (MC 13) is used to garnish the defendant’s bank account or other property. Once money has been garnished under the non-periodic writ, the writ is no longer valid. If there is remaining balance on the judgment, you must get another writ to collect more money.

Fill in the names and addresses of both defendant and the garnishee on the request part of the form. The garnishee is the person or business who has control or possession of the defendant’s money. Once you complete the request, you must file it with the district court that you entered your small claims judgment. The filing fee is $15.00

The court will issue the writ (order) by signing the form. The request and writ must be served on the garnishee along with the disclosure, form MC 14. If the garnishment is for periodic payments, include a $6.00 disclosure fee with the forms. The cost of serving the writ varies.

When do I get my money from the garnishment? The garnishee has 14 days after the writ is served to let you, the court and the defendant know if any money is available for garnishment. This information will be provided on form MC 14, Garnishee Disclosure. If you are trying to garnish wages, you will only receive part of the wages based on a federal formula.

If money is available, it will be withheld from the defendant right away. However, this money will be held for 28 days to allow the defendant time for objections. If there are no objections, the withheld money will be automatically sent to you after 28 days. If the garnishment is for periodic payments, money will continue to be sent to you as payments become due to the defendant until the writ expires.

What else can I do? If your case against the defendant involved a traffic accident, you can ask the court for an abstract of judgment which suspends the defendant’s Michigan driver license until s/he pays the judgment. You must wait 30 days after the judgment date before you can get an abstract of judgment. You need to provide the defendant’s full name, date of birth and Michigan driver license number. There is no filing fee. The court clerk should have the necessary forms.

Michigan’s Business Comedy

This entry was posted in Wage Garnishment and tagged . Bookmark the permalink.

Leave a Reply

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>